Savings Special Offers

Premium Money Market 

Our Premium Money Market account offers a competitive interest rate with the ability for limited transactions.

Earn up to

4.25% APY1

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Our Premium Money Market account offers a competitive interest rate with the ability for limited transactions.

Earn up to

4.10% APY1

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Certificate of Deposit (CD) 

Lock up your savings! Maybe you are saving for a down payment on your next home or are planning a dream vacation. With a Certificate of Deposit, your money can earn more interest than it would in a regular savings account.

5.00% APY2

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You may also be interested in:

Personal Loans

New car, your next adventure, an R/V for family road trips - whatever your needs we have financing options for you.

Personal Savings Accounts

Start saving today for a better tomorrow with our full suite of savings options.

Personal Account Fee Schedule

1Eligibility Requirements: This offer requires new money transferred from an external bank account at the time of opening.

Premium Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 05/18/2024. Interest rate and APY tiers apply to the following balances:     
0.20% interest rate and 0.20% APY on balances of $0.01 to $25,000.00.     
4.17% interest rate and 4.25% APY on balances of $25,000.01 to $100,000.00.     
4.17% interest rate and 4.25% APY on balances of $100,000.01 to $500,000.00.     
4.17% interest rate and 4.25% APY on balances of $500,000.01 to $1,000,000.00.     
4.17% interest rate and 4.25% APY on balances of $1,000,000.01 to $5,000,000.00.     
1.49% interest rate and 1.50% APY on balances of $5,000,000.01 and above.

Minimum deposit to open account is $25,000.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $25,000.00 minimum daily balance to avoid the maintenance fee of $15.00. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion. Premium Money Market account is a Consumer Money Market account. Only Premium Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.

1Eligibility Requirements: This offer requires new money transferred from an external bank account at the time of opening.

Premium Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 05/18/2024. Interest rate and APY tiers apply to the following balances:     
0.10% interest rate and 0.10% APY on balances of $0.01 to $25,000.00.     
4.03% interest rate and 4.10% APY on balances of $25,000.01 to $100,000.00.     
4.03% interest rate and 4.10% APY on balances of $100,000.01 to $500,000.00.     
4.03% interest rate and 4.10% APY on balances of $500,000.01 to $1,000,000.00.     
4.03% interest rate and 4.10% APY on balances of $1,000,000.01 to $5,000,000.00.     
1.74% interest rate and 1.75% APY on balances of $5,000,000.01 and above.

Minimum deposit to open account is $25,000.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $25,000.00 minimum daily balance to avoid the maintenance fee of $15.00. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion. Premium Money Market account is a Consumer Money Market account. Only Premium Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.

1Eligibility Requirements: This offer requires new money transferred from an external bank account at the time of opening.

Premium Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 05/18/2024. Interest rate and APY tiers apply to the following balances:     
0.01% interest rate and 0.01% APY on balances of $0.01 to $25,000.00.     
4.17% interest rate and 4.25% APY on balances of $25,000.01 to $100,000.00.     
4.17% interest rate and 4.25% APY on balances of $100,000.01 to $500,000.00.     
4.17% interest rate and 4.25% APY on balances of $500,000.01 to $1,000,000.00.     
4.17% interest rate and 4.25% APY on balances of $1,000,000.01 to $5,000,000.00.     
1.49% interest rate and 1.50% APY on balances of $5,000,000.01 and above.

Minimum deposit to open account is $25,000.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $25,000.00 minimum daily balance to avoid the maintenance fee of $15.00. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion. Premium Money Market account is a Consumer Money Market account. Only Premium Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.

1Eligibility Requirements: This offer requires new money transferred from an external bank account at the time of opening.

Premium Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 05/18/2024. Interest rate and APY tiers apply to the following balances:     
0.05% interest rate and 0.05% APY on balances of $0.01 to $25,000.00.     
4.03% interest rate and 4.10% APY on balances of $25,000.01 to $100,000.00.     
4.03% interest rate and 4.10% APY on balances of $100,000.01 to $500,000.00.     
4.03% interest rate and 4.10% APY on balances of $500,000.01 to $1,000,000.00.     
4.03% interest rate and 4.10% APY on balances of $1,000,000.01 to $5,000,000.00.     
1.49% interest rate and 1.50% APY on balances of $5,000,000.01 and above.

Minimum deposit to open account is $25,000.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $25,000.00 minimum daily balance to avoid the maintenance fee of $15.00. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion. Premium Money Market account is a Consumer Money Market account. Only Premium Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.

1Eligibility Requirements: This offer requires new money transferred from an external bank account at the time of opening.

Premium Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 05/18/2024. Interest rate and APY tiers apply to the following balances:     
0.55% interest rate and 0.55% APY on balances of $0.01 to $25,000.00.     
4.03% interest rate and 4.10% APY on balances of $25,000.01 to $100,000.00.     
4.03% interest rate and 4.10% APY on balances of $100,000.01 to $500,000.00.     
4.03% interest rate and 4.10% APY on balances of $500,000.01 to $1,000,000.00.     
4.03% interest rate and 4.10% APY on balances of $1,000,000.01 to $5,000,000.00.     
1.74% interest rate and 1.75% APY on balances of $5,000,000.01 and above.

Minimum deposit to open account is $25,000.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $25,000.00 minimum daily balance to avoid the maintenance fee of $15.00. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion. Premium Money Market account is a Consumer Money Market account. Only Premium Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.

1Eligibility Requirements: This offer requires new money transferred from an external bank account at the time of opening.

Premium Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 05/18/2024. Interest rate and APY tiers apply to the following balances:     
0.05% interest rate and 0.05% APY on balances of $0.01 to $25,000.00.     
4.03% interest rate and 4.10% APY on balances of $25,000.01 to $100,000.00.     
4.03% interest rate and 4.10% APY on balances of $100,000.01 to $500,000.00.     
4.03% interest rate and 4.10% APY on balances of $500,000.01 to $1,000,000.00.     
4.03% interest rate and 4.10% APY on balances of $1,000,000.01 to $5,000,000.00.     
1.74% interest rate and 1.75% APY on balances of $5,000,000.01 and above.

Minimum deposit to open account is $25,000.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $25,000.00 minimum daily balance to avoid the maintenance fee of $15.00. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion. Premium Money Market account is a Consumer Money Market account. Only Premium Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.

1Eligibility Requirements: This offer requires new money transferred from an external bank account at the time of opening.

Premium Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 05/18/2024. Interest rate and APY tiers apply to the following balances:     
0.10% interest rate and 0.10% APY on balances of $0.01 to $25,000.00.     
4.03% interest rate and 4.10% APY on balances of $25,000.01 to $100,000.00.     
4.03% interest rate and 4.10% APY on balances of $100,000.01 to $500,000.00.     
4.03% interest rate and 4.10% APY on balances of $500,000.01 to $1,000,000.00.     
4.03% interest rate and 4.10% APY on balances of $1,000,000.01 to $5,000,000.00.     
1.49% interest rate and 1.50% APY on balances of $5,000,000.01 and above.

Minimum deposit to open account is $25,000.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $25,000.00 minimum daily balance to avoid the maintenance fee of $15.00. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion. Premium Money Market account is a Consumer Money Market account. Only Premium Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.

1Eligibility Requirements: This offer requires new money transferred from an external bank account at the time of opening.

Premium Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 05/18/2024. Interest rate and APY tiers apply to the following balances:     
0.25% interest rate and 0.25% APY on balances of $0.01 to $25,000.00.     
4.17% interest rate and 4.25% APY on balances of $25,000.01 to $100,000.00.     
4.17% interest rate and 4.25% APY on balances of $100,000.01 to $500,000.00.     
4.17% interest rate and 4.25% APY on balances of $500,000.01 to $1,000,000.00.     
4.17% interest rate and 4.25% APY on balances of $1,000,000.01 to $5,000,000.00.     
1.49% interest rate and 1.50% APY on balances of $5,000,000.01 and above.

Minimum deposit to open account is $25,000.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $25,000.00 minimum daily balance to avoid the maintenance fee of $15.00. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion. Premium Money Market account is a Consumer Money Market account. Only Premium Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.

1Eligibility Requirements: This offer requires new money transferred from an external bank account at the time of opening.

Premium Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 05/18/2024. Interest rate and APY tiers apply to the following balances:     
0.15% interest rate and 0.15% APY on balances of $0.01 to $25,000.00.     
4.17% interest rate and 4.25% APY on balances of $25,000.01 to $100,000.00.     
4.17% interest rate and 4.25% APY on balances of $100,000.01 to $500,000.00.     
4.17% interest rate and 4.25% APY on balances of $500,000.01 to $1,000,000.00.     
4.17% interest rate and 4.25% APY on balances of $1,000,000.01 to $5,000,000.00.     
1.49% interest rate and 1.50% APY on balances of $5,000,000.01 and above.

Minimum deposit to open account is $25,000.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $25,000.00 minimum daily balance to avoid the maintenance fee of $15.00. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion. Premium Money Market account is a Consumer Money Market account. Only Premium Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.

1Eligibility Requirements: This offer requires new money transferred from an external bank account at the time of opening.

Premium Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 05/18/2024. Interest rate and APY tiers apply to the following balances:    
0.25% interest rate and 0.25% APY on balances of $0.01 to $25,000.00.    
4.17% interest rate and 4.25% APY on balances of $25,000.01 to $100,000.00.    
4.17% interest rate and 4.25% APY on balances of $100,000.01 to $500,000.00.    
4.17% interest rate and 4.25% APY on balances of $500,000.01 to $1,000,000.00    
4.17% interest rate and 4.25% APY on balances of $1,000,000.01 to $5,000,000.00.    
1.49% interest rate and 1.50% APY on balances of $5,000,000.01 and above.

Minimum deposit to open account is $25,000.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $25,000.00 minimum daily balance to avoid the maintenance fee of $15.00. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion. Premium Money Market account is a Consumer Money Market account. Only Premium Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.

1Eligibility Requirements: This offer requires new money transferred from an external bank account at the time of opening.

Premium Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 05/18/2024. Interest rate and APY tiers apply to the following balances:     
0.25% interest rate and 0.25% APY on balances of $0.01 to $25,000.00.     
4.03% interest rate and 4.10% APY on balances of $25,000.01 to $100,000.00.     
4.03% interest rate and 4.10% APY on balances of $100,000.01 to $500,000.00.     
4.03% interest rate and 4.10% APY on balances of $500,000.01 to $1,000,000.00.     
4.03% interest rate and 4.10% APY on balances of $1,000,000.01 to $5,000,000.00.     
1.25% interest rate and 1.26% APY on balances of $5,000,000.01 and above.

Minimum deposit to open account is $25,000.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $25,000.00 minimum daily balance to avoid the maintenance fee of $15.00. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion. Premium Money Market account is a Consumer Money Market account. Only Premium Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.

28-month certificate of deposit (CD) at 5.00% APY up to $1,000,000.00. This offer is for new money transferred from an external bank account into Wisconsin Bank & Trust, a division of HTLF Bank certificate of deposit account. After the maturity date, your account will renew into 6-month regular term certificate of deposit. The Annual Percentage Yield (APY) is accurate as of 05/18/2024. Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Geographic restrictions may apply. Account opening is subject to approval.

28-month certificate of deposit (CD) at 5.00% APY up to $1,000,000.00. This offer is for new money transferred from an external bank account into Wisconsin Bank & Trust, a division of HTLF Bank certificate of deposit account. After the maturity date, your account will renew into 6-month regular term certificate of deposit. The Annual Percentage Yield (APY) is accurate as of 05/18/2024. Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Geographic restrictions may apply. Account opening is subject to approval.

28-month certificate of deposit (CD) at 5.00% APY up to $1,000,000.00. This offer is for new money transferred from an external bank account into Wisconsin Bank & Trust, a division of HTLF Bank certificate of deposit account. After the maturity date, your account will renew into 6-month regular term certificate of deposit. The Annual Percentage Yield (APY) is accurate as of 05/18/2024. Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Geographic restrictions may apply. Account opening is subject to approval.