While businesses can’t do much to avoid interest rates and inflation on a macro level, this does not mean they have to shy away from goals and growth until the problem resolves itself. Strengthening your vendor/supplier relationships is a good way to mitigate these uncertain times. Read more here...

Owning or renting: which is actually a better strategy during inflationary times? With inflation climbing, you should consider all the factors associated with buying property as you navigate the CRE market. Read more as we delve into this issue. In an attempt to curb inflation, the Federal Reserve...

Nurturing your investments has never been more important than what it is today. After the turbulence of the past few years, ensuring some stability and finding an adequate growth path is essential. One aspect that can play havoc with your investments is inflation. Read more here on how to navigate...

As of May 2022, annual inflation hit 8.6%, and the Fed hiked interest rates by .75%, begging questions about the future of CRE and equipment loans. Find out more as we pick apart CRE loans, diving into what business leaders across all branches of industry need to know moving forward. For those...

Ranked Among the Highest Purchase Volumes For U.S. Visa® and Mastercard Commercial Card Issuers August 1, 2022 — Wisconsin Bank & Trust, a division of HTLF Bank, a member of Heartland Financial USA, Inc. (NASDAQ: HTLF) that operates under the brand name HTLF, continues to display consistent strength in the payments space. Nilson...

We all know that when inflation falls, so do interest rates, and then when inflation trends upward, interest rates rise to fight back. But the relationship between inflation and interest rates runs deeper than simple supply and demand and investors would do well to understand the parallels and...

Industry 4.0 Manufacturing Investments to Be Fueled by the 2021 Infrastructure Bill? With the inception of the Infrastructure Investment and Jobs Act, (IIJA) in November 2021, many manufacturing executives are already taking this opportunity to increase operational efficiency by investing in the...

American farmers contribute significantly to the overall US GDP annually and figures in this regard highlight just how significant their services are. The last two years, in particular, have seen significant growth as farmers have looked to expand. With this level of growth, however, comes more...

American truckers have, for too long, had to handle crumbling infrastructure while working tirelessly to complete their routes. In November, the White House and Congress finally took action to rectify these conditions by signing the mega-bill Infrastructure Investment and Jobs Act (IIJA) into law...

The recently passed Infrastructure Investment and Jobs Act (IIJA) has brought a sigh of relief to anyone involved in the construction industry. Over the last two year, this industry has been plagued by Covid strains, labor shortages, and a turbulent geopolitical landscape—all of which leave their...

Deposit Your Next Check With Your Phone Making a deposit with your phone is an easy process and will save you a trip to the bank. But, if you have never done this before it may be a bit intimidating. At Wisconsin Bank & Trust, a division of HTLF Bank, we want to make this process as easy as possible for you - it's as simple as...

Scammers look to take an advantage whenever they can and a popular method is to take over an email account. This can be very unnerving, but it’s important to take action immediately after you recognize that your email account has been hacked. Follow these steps to get your email account back in...